In the age of digital transactions and online banking, it has become easier for people to spend, track, invest or to do almost anything they want with their money in a jiffy! Yes, that means online only. Be it buying groceries, the latest electronics products, booking your flight/train tickets or booking the next vacation, people nowadays are using online platforms and wallets increasingly as it is very convenient. And among those who provide some standout services is the country’s largest bank, State Bank of India (SBI) in the form of its mobile banking and shopping platform named YONO SBI.
It has exclusive discounts and offers for SBI account holders across merchants who offer shopping, vacation bookings, flight and bus ticket bookings, train ticket bookings through IRCTC, food delivery and much more. So if you are also an SBI customer, you must know about these things you can do with YONO App.
You can perform basic banking transactions such as checking your balance, creating a fixed deposit, adding beneficiary, etc. with our easy to use interface. You can immediate transfer to a newly added beneficiary up to Rs 10,000, link and view your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or investments) in one app.
Overview of expenditure
The person can get an overview of the expenditure with the Intelligent spend analysis feature, which automatically tags and categorizes your transactions.
Pre-approved personal loans
One can get pre-approved personal loans on the go within 2 minutes, with no documentation up to Rs 5 Lac. You also get a facility to avail of overdraft against Fixed Deposit.
One can request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI.
Use SIA Bot for any query
SIA Bot is an automated help available on the bottom right corner of the website and provides information on a savings account, deposits, bill payments, pre-approved loans, shopping, investments, interest rates, credit cards, insurance, etc.
The YONO app or the Web portal is a marketplace where one can shop for products from a number of leading e-commerce companies, buy travel and movie tickets, subscribe for various services provided by Merchants on the platform.
How to start using YONO SBI app
If you have an account with SBI, use your internet banking credentials to register and log in to experience the convenience that YONO SBI brings to your life. If you do not have internet banking credentials, you can generate a temporary internet banking password using your debit card, and register using the same. Once you log in after that YONO SBI is at your fingertips.